Accelerators · Sector anchors

Insurance Claims Automation

Straight-through claims over the core you already run, intake to decision.

Add a straight-through processing layer to your existing Guidewire or Sapiens core, an owned application built on nVisionIT.Framework. It automates claims intake, triage and decisioning, reuses our fraud-scoring and document-reading components, and records the reason for each decision so it can be explained under POPIA and the Policyholder Protection Rules.

Walkthrough availableGuidewire / SapiensIntake · triage · decisioning
The business case

Most carriers straight-through-process only a handful of claims

Manual claims handling is slow and costly, and straight-through-processing rates at most carriers sit in the single digits. A decisioning layer over your existing core lifts that, without replacing the core.

Single digits
Typical straight-through-processing rate today
The gap this accelerator closes
Touchless
Intake to decision, where the rules allow
Exceptions routed to an assessor
One core
Guidewire or Sapiens, unchanged
Reuses fraud-scoring and document AI

Why claims cost more to handle than they should

  • Manual FNOL and triage → slow, costly claims handling
  • Low straight-through-processing → backlogs and poor customer experience
  • Fraud caught late → claims leakage and loss
  • Core-replacement projects → high risk and cost
What it delivers

A decisioning layer over your core

Owned on nVisionIT.Framework, extending Guidewire or Sapiens, reusing components proven in other accelerators.

Claims intake & triage

Automated FNOL capture, classification and triage on your existing core.

Straight-through decisioning

Rules- and AI-based decisioning that settles clean claims touchlessly.

Fraud scoring

Reuses proven financial-crime scoring to flag suspicious claims early.

Document processing

Reuses the Finance Document Automation engine for claims documents.

Explainable & compliant

POPIA- and PPR-aware explainability for every automated decision.

Extends what you already run

It layers over Guidewire or Sapiens, so the core stays where it is.

How we engage & deliver

How an accelerator engagement runs

Each accelerator is IP we own and maintain. We deploy it on premises, in your own cloud or as a service we host, and you start from working software.

SPRINT 0

Prove the value

A costed roadmap, a working prototype, the target architecture and a measured value baseline, in 2 to 4 weeks.

MILESTONES

Bill as delivered

We deliver and invoice per milestone for work delivered and reviewed; the budget is refined with you each step.

NO LOCK-IN

No-penalty exit

Stop at any milestone boundary, work done is billed, nothing more.

OWNED

Yours, where you choose

Deployed on your premises or in your own cloud, or hosted by us in South Africa or Mauritius. You keep control of your data and your deployment.

Outcomes

What straight-through handling delivers

Higher STP

More clean claims settled touchlessly, end to end.

Faster settlement

Shorter cycle time from first notice to decision.

Less leakage

Earlier fraud detection and consistent decisioning.

Architecture

Layered over Guidewire or Sapiens

Microsoft-first, API-first, Zero Trust and Responsible AI, an nVisionIT-owned application on nVisionIT.Framework, bilingual (English/French), and deployed on your premises, in your own cloud or in an environment we host, to meet your data-residency requirements.

Guidewire / Sapiens integrationAzure AInVisionIT.FrameworkFraud-scoring componentsDocument AI (IDP)POPIA/PPR-awareBilingual (EN/FR)African data residency

Take the manual handling out of claims

Book a briefing. We will scope a Sprint 0 that ends with a working prototype you have used, measured against a baseline we agree with you.